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Working Capital to Pay Domestic or Overseas Suppliers

Trade Finance will keep your orders moving, pay deposit and pre-shipment payments, up to 150 day terms

Watch and learn

How it Works

Upload your approved
invoice online.
Fifo Capital pays your
supplier/s on agreed terms.
You select how long to
extend your terms by.
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Pay your supplier deposits or pre-shipment

Whether you're buying locally or overseas, our unique trade finance facility gives you the option of paying your suppliers before you've taken possession of the goods whilst allowing you to extend your terms.

Pay before goods are shipped

Extend your credit terms up to 150 days
Fast approvals via our online platform
Optional supplier platform requirement
Deposit payments
No need for letters of credit

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Business Success

Why Fifo Capital for Business Success?

Innovative facilities and fast turnaround is only half the picture. To get the best outcome, work with the experts who specialise in solutions-based thinking for all types of business finance needs.


Fifo Capital facilities can be non-recourse product and typically we require little or no security from you or your business*.

One-on-One Support

For the best results, relationships count. We’ll support your business with a designated support person who understands your business.

Immediate Supplier Payments

As soon as your facility is up and running you can commence paying your suppliers. For new clients we’ll have you set up in 5-7 working days.

Complementing Bank Finance

Our working capital and cash flow options are designed to work alongside other forms of finance you may have in place – for those times when traditional finance isn’t geared to meet your needs.

What our clients say

  • quote
    Fifo Capital are co-operative and nothing is too difficult – I have a very good working relationship with them. They are excellent at what they do, open to ideas, easy to contact and quick to reply.
    Home Services Supplier
  • quote
    We were experiencing rapid growth and we needed to process ahead of time to meet demands over our seasonal shutdown period. This creates huge pressure on cash flow which traditional banks have been unwilling to address. Fifo Capital’s invoice discounting has allowed us to keep a positive cash flow and meet the demands of our customers. All our requests have been met with the minimum of fuss and the process is very simple to use. I would happily recommend Fifo Capital
    Health Foods and Supplements Business
  • quote
    Being a busy Asphalt/Construction company we were looking for cash flow solutions. Meeting with Dean from the Fifo group and hearing of their services, we knew this was exactly what we were looking for. The meetings and procedures were quick and no hassle with extremely good follow up and excellent contact, each and every month. We are rapt we have made the connection and enjoy the no hassle and positive moves towards the future. We would highly recommend their services to any company.
    Construction Company
  • quote
    Fifo Capital has impacted very positively on cash flow, allowing us to focus on day-to-day running of our business. This, in turn, has allowed us to continuing growing sales. The service is extremely easy to use and no-fuss forms make applying simple.
    Packaging Company
  • quote
    Fifo Capital’s efficiency is great – the next day the money was in my account.
    Importer and Wholesaler
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